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Who are you caring for?
Which best describes their mobility?
How well are they maintaining their hygiene?
How are they managing their medications?
Does their living environment pose any safety concerns?
Fall risks, spoiled food, or other threats to wellbeing
Are they experiencing any memory loss?
Which best describes your loved one's social life?
Acknowledgment of Disclosures and Authorization
By proceeding, I agree that I understand the following disclosures:
I. How We Work in Washington. Based on your preferences, we provide you with information about one or more of our contracted senior living providers ("Participating Communities") and provide your Senior Living Care Information to Participating Communities. The Participating Communities may contact you directly regarding their services. APFM does not endorse or recommend any provider. It is your sole responsibility to select the appropriate care for yourself or your loved one. We work with both you and the Participating Communities in your search. We do not permit our Advisors to have an ownership interest in Participating Communities.
II. How We Are Paid. We do not charge you any fee – we are paid by the Participating Communities. Some Participating Communities pay us a percentage of the first month's standard rate for the rent and care services you select. We invoice these fees after the senior moves in.
III. When We Tour. APFM tours certain Participating Communities in Washington (typically more in metropolitan areas than in rural areas.) During the 12 month period prior to December 31, 2017, we toured 86.2% of Participating Communities with capacity for 20 or more residents.
IV. No Obligation or Commitment. You have no obligation to use or to continue to use our services. Because you pay no fee to us, you will never need to ask for a refund.
V. Complaints. Please contact our Family Feedback Line at (866) 584-7340 or ConsumerFeedback@aplaceformom.com to report any complaint. Consumers have many avenues to address a dispute with any referral service company, including the right to file a complaint with the Attorney General's office at: Consumer Protection Division, 800 5th Avenue, Ste. 2000, Seattle, 98104 or 800-551-4636.
VI. No Waiver of Your Rights. APFM does not (and may not) require or even ask consumers seeking senior housing or care services in Washington State to sign waivers of liability for losses of personal property or injury or to sign waivers of any rights established under law.I agree that: A.I authorize A Place For Mom ("APFM") to collect certain personal and contact detail information, as well as relevant health care information about me or from me about the senior family member or relative I am assisting ("Senior Living Care Information"). B.APFM may provide information to me electronically. My electronic signature on agreements and documents has the same effect as if I signed them in ink. C.APFM may send all communications to me electronically via e-mail or by access to an APFM web site. D.If I want a paper copy, I can print a copy of the Disclosures or download the Disclosures for my records. E.This E-Sign Acknowledgement and Authorization applies to these Disclosures and all future Disclosures related to APFM's services, unless I revoke my authorization. You may revoke this authorization in writing at any time (except where we have already disclosed information before receiving your revocation.) This authorization will expire after one year. F.You consent to APFM's reaching out to you using a phone system than can auto-dial numbers (we miss rotary phones, too!), but this consent is not required to use our service.
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Mostly Independent
Your loved one may not require home care or assisted living services at this time. However, continue to monitor their condition for changes and consider occasional in-home care services for help as needed.
Remember, this assessment is not a substitute for professional advice.
Share a few details and we will match you to trusted home care in your area:
My husband has a 20/30 on the mini mental with a ex of Alzheimer’s. I need help caring for help. Does Medicare cover PCA or does he needs to be on Medicaid?
No, personal care attendants are not covered by Medicare.
I would call your supplemental policy and check on coverage in that way. But in home help is very difficult to come by other than self-paying for it.
You may want to call your local council on aging for direction, and a trip to a licensed social worker may help you find what is available in your area.
If he qualifies for Medicaid at home, help will only be a few hours per week. If he needs more care, then are an elder law attorney in order to protect your share of assets. It is well worth the cost if you can protect what you can live on.
If eligible for VA, they provide caregiver benefits as well as financial Aid and Attendance. Also our local Council on Aging provides limited grants to pay for caregivers. I learned more about these by doing Google searches over and over. Some Medicare Advantage plans also provide them but regular Medicare does not.
As far as I am aware the VA does not cover in home care unless the disability was the result of an injury suffered in the line of duty. There is indeed the aid and attendance benefit, but that is limited by income and the maximum is something like $2300/month. If you know of a way to get the VA to pay for in home care I would like to hear it, because they are telling me they won’t
No, Medicare does not pay need supplemental or LTC insurance. Suggest speaking with an elder care attorney to help clarify rules in your state, including Medicaid spend down and trust options, as Services and eligibility vary by state.
no it dose not. very expensive on your own through a agency. if you eventually have to go on medicade it takes 3 months to get. call your county dept, of aging for help on medicade. there is a estate recovery process once the other spouse dies.
you have to spend down your savings for medicade. each state has a certain amount. dept of aging will explain all this. you can stay in the house until you die and medicade will seek recovery for his bill. its over whelming. the average senior citizen dose not have long term insurance.
By proceeding, I agree that I understand the following disclosures:
I. How We Work in Washington.
Based on your preferences, we provide you with information about one or more of our contracted senior living providers ("Participating Communities") and provide your Senior Living Care Information to Participating Communities. The Participating Communities may contact you directly regarding their services.
APFM does not endorse or recommend any provider. It is your sole responsibility to select the appropriate care for yourself or your loved one. We work with both you and the Participating Communities in your search. We do not permit our Advisors to have an ownership interest in Participating Communities.
II. How We Are Paid.
We do not charge you any fee – we are paid by the Participating Communities. Some Participating Communities pay us a percentage of the first month's standard rate for the rent and care services you select. We invoice these fees after the senior moves in.
III. When We Tour.
APFM tours certain Participating Communities in Washington (typically more in metropolitan areas than in rural areas.) During the 12 month period prior to December 31, 2017, we toured 86.2% of Participating Communities with capacity for 20 or more residents.
IV. No Obligation or Commitment.
You have no obligation to use or to continue to use our services. Because you pay no fee to us, you will never need to ask for a refund.
V. Complaints.
Please contact our Family Feedback Line at (866) 584-7340 or ConsumerFeedback@aplaceformom.com to report any complaint. Consumers have many avenues to address a dispute with any referral service company, including the right to file a complaint with the Attorney General's office at: Consumer Protection Division, 800 5th Avenue, Ste. 2000, Seattle, 98104 or 800-551-4636.
VI. No Waiver of Your Rights.
APFM does not (and may not) require or even ask consumers seeking senior housing or care services in Washington State to sign waivers of liability for losses of personal property or injury or to sign waivers of any rights established under law.
I agree that:
A.
I authorize A Place For Mom ("APFM") to collect certain personal and contact detail information, as well as relevant health care information about me or from me about the senior family member or relative I am assisting ("Senior Living Care Information").
B.
APFM may provide information to me electronically. My electronic signature on agreements and documents has the same effect as if I signed them in ink.
C.
APFM may send all communications to me electronically via e-mail or by access to an APFM web site.
D.
If I want a paper copy, I can print a copy of the Disclosures or download the Disclosures for my records.
E.
This E-Sign Acknowledgement and Authorization applies to these Disclosures and all future Disclosures related to APFM's services, unless I revoke my authorization. You may revoke this authorization in writing at any time (except where we have already disclosed information before receiving your revocation.) This authorization will expire after one year.
F.
You consent to APFM's reaching out to you using a phone system than can auto-dial numbers (we miss rotary phones, too!), but this consent is not required to use our service.
I would call your supplemental policy and check on coverage in that way. But in home help is very difficult to come by other than self-paying for it.
You may want to call your local council on aging for direction, and a trip to a licensed social worker may help you find what is available in your area.
https://www.cms.gov/medicare-medicaid-coordination/fraud-prevention/medicaid-integrity-program/education/personal-care-services
https://www.cms.gov/medicare-medicaid-coordination/fraud-prevention/medicaid-integrity-program/education/personal-care-services
However, look at the tax law and you might be able to deduct some of their expenses as a tax deduction.
If the person is in Memory Care or SNF, it might be possible to deduct most of the cost as an itemized tax deduction.
It is worth it to read the IRS rules or consult a tax advisor if the person pays taxes on their income each year.
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