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Who are you caring for?
Which best describes their mobility?
How well are they maintaining their hygiene?
How are they managing their medications?
Does their living environment pose any safety concerns?
Fall risks, spoiled food, or other threats to wellbeing
Are they experiencing any memory loss?
Which best describes your loved one's social life?
Acknowledgment of Disclosures and Authorization
By proceeding, I agree that I understand the following disclosures:
I. How We Work in Washington. Based on your preferences, we provide you with information about one or more of our contracted senior living providers ("Participating Communities") and provide your Senior Living Care Information to Participating Communities. The Participating Communities may contact you directly regarding their services. APFM does not endorse or recommend any provider. It is your sole responsibility to select the appropriate care for yourself or your loved one. We work with both you and the Participating Communities in your search. We do not permit our Advisors to have an ownership interest in Participating Communities.
II. How We Are Paid. We do not charge you any fee – we are paid by the Participating Communities. Some Participating Communities pay us a percentage of the first month's standard rate for the rent and care services you select. We invoice these fees after the senior moves in.
III. When We Tour. APFM tours certain Participating Communities in Washington (typically more in metropolitan areas than in rural areas.) During the 12 month period prior to December 31, 2017, we toured 86.2% of Participating Communities with capacity for 20 or more residents.
IV. No Obligation or Commitment. You have no obligation to use or to continue to use our services. Because you pay no fee to us, you will never need to ask for a refund.
V. Complaints. Please contact our Family Feedback Line at (866) 584-7340 or ConsumerFeedback@aplaceformom.com to report any complaint. Consumers have many avenues to address a dispute with any referral service company, including the right to file a complaint with the Attorney General's office at: Consumer Protection Division, 800 5th Avenue, Ste. 2000, Seattle, 98104 or 800-551-4636.
VI. No Waiver of Your Rights. APFM does not (and may not) require or even ask consumers seeking senior housing or care services in Washington State to sign waivers of liability for losses of personal property or injury or to sign waivers of any rights established under law.I agree that: A.I authorize A Place For Mom ("APFM") to collect certain personal and contact detail information, as well as relevant health care information about me or from me about the senior family member or relative I am assisting ("Senior Living Care Information"). B.APFM may provide information to me electronically. My electronic signature on agreements and documents has the same effect as if I signed them in ink. C.APFM may send all communications to me electronically via e-mail or by access to an APFM web site. D.If I want a paper copy, I can print a copy of the Disclosures or download the Disclosures for my records. E.This E-Sign Acknowledgement and Authorization applies to these Disclosures and all future Disclosures related to APFM's services, unless I revoke my authorization. You may revoke this authorization in writing at any time (except where we have already disclosed information before receiving your revocation.) This authorization will expire after one year. F.You consent to APFM's reaching out to you using a phone system than can auto-dial numbers (we miss rotary phones, too!), but this consent is not required to use our service.
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I acknowledge and authorize
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I consent to the collection of my consumer health data.*
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I consent to the sharing of my consumer health data with qualified home care agencies.*
*If I am consenting on behalf of someone else, I have the proper authorization to do so. By clicking Get My Results, you agree to our Privacy Policy. You also consent to receive calls and texts, which may be autodialed, from us and our customer communities. Your consent is not a condition to using our service. Please visit our Terms of Use. for information about our privacy practices.
Mostly Independent
Your loved one may not require home care or assisted living services at this time. However, continue to monitor their condition for changes and consider occasional in-home care services for help as needed.
Remember, this assessment is not a substitute for professional advice.
Share a few details and we will match you to trusted home care in your area:
Why do you need life insurance? This product is to protect families if the breadwinner dies. Otherwise it's a non essential purchase. If you can afford it, great. If not, it's like cable TV. Not necessary.
Medicare and Medicaid should be covering most of your health expenses. If you are on Medicaid, you cannot change you health insurance without going thru them. They offer options. You need to see your Medicaid caseworker or your County Office of Aging both can help. They maybe able to find you a better plan. Maybe your acct needs too be reviewed.
You can get help with your heat and electricity. Call the utility companies to see how you apply. Ask ur Medicaid caseworker about SSI, this is a supplimental income. For people getting Medicaid you qualify for the once a month Government food handled by the United way. There are food closets in Churches. Your daughter can apply for unemployment. May not be much but its something.
Check out the TV commercials about Colonial Penn. U may be able to get enough for just your burial cheaply. Make sure though its designated for a funeral since ur on Medicaid or may need to be for LTC.
Is your home big enough to have a renter. Rms can go for $500 a month or more.
Your profile states: "I am 71. I don’t have life insurance. I am low income and only make enough money to pay my house payment but not enough to pay electric. I’m on food stamps. I need more financial help. I am looking for dual health plans with the highest paid dental plan and other expenses I have Medicare and Medicaid. My biggest concern is surviving to pay my house payment and other things I need so bad. Especially life insurance to cover my burial. I just cannot afford this! Also have a daughter 19 years old In college she’s Not being able to do her job teaching part time Because of the coronavirus. What can we do?"
If you are already on Medicaid and you can't afford your electric bill, then you can't afford your home, no less worrying about life insurance. I don't understand when you say you are looking for dual health plans and dental? You're on Medicaid and that should provide both. Life insurance would be astronomical at your age. When you ask, "What can we do?" the immediate answer is lower your overhead costs and get out from your mortgage payments. Or are you renting the house? It may make more sense for you to start making a tiny payment each month while the virus craziness is going on. I think the banks and landlords will be flexible. That will get you more funds and less stress until you can figure out how you can better your situation permanently. And don't worry about paying for your funeral for now.
Perhaps it is time to sell the house and move in to an apartment? Your profile says you are 71 and your income only covers the mortgage payment. If you qualify for food stamps, you should qualify for low income senior housing so my advice would be to sell the house. For many people, funerals are luxury. If you aren’t in a position to set aside funds for full service, burial & headstone then cremation is always an option. There is very little financial assistance for funerals, medicaid does not offer any financial assistance but at the county level, some counties have assistance for people on Medicaid (usually around $300). If you are veteran, there is some financial assistance as well am(but not much although if buried in a veterans cemetery there is usually no cost and it includes a basic head stone).
It is just a reality that right now one can hardly sell anything. I heard that sales might possibly happen if a house is already empty. Prospective buyers might buy from virtual tours but how often that would happen is not known.
By proceeding, I agree that I understand the following disclosures:
I. How We Work in Washington.
Based on your preferences, we provide you with information about one or more of our contracted senior living providers ("Participating Communities") and provide your Senior Living Care Information to Participating Communities. The Participating Communities may contact you directly regarding their services.
APFM does not endorse or recommend any provider. It is your sole responsibility to select the appropriate care for yourself or your loved one. We work with both you and the Participating Communities in your search. We do not permit our Advisors to have an ownership interest in Participating Communities.
II. How We Are Paid.
We do not charge you any fee – we are paid by the Participating Communities. Some Participating Communities pay us a percentage of the first month's standard rate for the rent and care services you select. We invoice these fees after the senior moves in.
III. When We Tour.
APFM tours certain Participating Communities in Washington (typically more in metropolitan areas than in rural areas.) During the 12 month period prior to December 31, 2017, we toured 86.2% of Participating Communities with capacity for 20 or more residents.
IV. No Obligation or Commitment.
You have no obligation to use or to continue to use our services. Because you pay no fee to us, you will never need to ask for a refund.
V. Complaints.
Please contact our Family Feedback Line at (866) 584-7340 or ConsumerFeedback@aplaceformom.com to report any complaint. Consumers have many avenues to address a dispute with any referral service company, including the right to file a complaint with the Attorney General's office at: Consumer Protection Division, 800 5th Avenue, Ste. 2000, Seattle, 98104 or 800-551-4636.
VI. No Waiver of Your Rights.
APFM does not (and may not) require or even ask consumers seeking senior housing or care services in Washington State to sign waivers of liability for losses of personal property or injury or to sign waivers of any rights established under law.
I agree that:
A.
I authorize A Place For Mom ("APFM") to collect certain personal and contact detail information, as well as relevant health care information about me or from me about the senior family member or relative I am assisting ("Senior Living Care Information").
B.
APFM may provide information to me electronically. My electronic signature on agreements and documents has the same effect as if I signed them in ink.
C.
APFM may send all communications to me electronically via e-mail or by access to an APFM web site.
D.
If I want a paper copy, I can print a copy of the Disclosures or download the Disclosures for my records.
E.
This E-Sign Acknowledgement and Authorization applies to these Disclosures and all future Disclosures related to APFM's services, unless I revoke my authorization. You may revoke this authorization in writing at any time (except where we have already disclosed information before receiving your revocation.) This authorization will expire after one year.
F.
You consent to APFM's reaching out to you using a phone system than can auto-dial numbers (we miss rotary phones, too!), but this consent is not required to use our service.
You can get help with your heat and electricity. Call the utility companies to see how you apply. Ask ur Medicaid caseworker about SSI, this is a supplimental income. For people getting Medicaid you qualify for the once a month Government food handled by the United way. There are food closets in Churches. Your daughter can apply for unemployment. May not be much but its something.
Check out the TV commercials about Colonial Penn. U may be able to get enough for just your burial cheaply. Make sure though its designated for a funeral since ur on Medicaid or may need to be for LTC.
Is your home big enough to have a renter. Rms can go for $500 a month or more.
If you are already on Medicaid and you can't afford your electric bill, then you can't afford your home, no less worrying about life insurance. I don't understand when you say you are looking for dual health plans and dental? You're on Medicaid and that should provide both. Life insurance would be astronomical at your age. When you ask, "What can we do?" the immediate answer is lower your overhead costs and get out from your mortgage payments. Or are you renting the house? It may make more sense for you to start making a tiny payment each month while the virus craziness is going on. I think the banks and landlords will be flexible. That will get you more funds and less stress until you can figure out how you can better your situation permanently. And don't worry about paying for your funeral for now.